Browse
Planning & budgeting
Tackling debt
Home buying
Protecting wealth
KiwiSaver & retirement
Saving & investing
Real-life read
21 April 2026
Reading time: 4 minutes
In our series exploring people’s real experiences with money, Gemma shares the habits that have helped her get ahead: avoiding credit card interest, building her emergency fund and paying down her mor…
20 March 2026
Reading time: 3 minutes
In our series exploring people’s real experiences with money, Shristi Singh shares how she was able to become a homeowner while also navigating the financial challenges of being a new immigrant.
4 March 2026
Reading time: 4 minutes
In our series exploring people’s real experiences with money, high school teacher Tāwera shares how family, discipline, and patience shape his financial choices.
29 January 2026
Reading time: 4 minutes
In our series exploring people’s real experiences with money, family lawyer Sarah Mason shares how witnessing the financial outcomes of divorce in her job has inspired a passion for women’s financial …
15 December 2025
Reading time: 4 minutes
In our series exploring people’s real experiences with money, Eliza shares how she found a balance between spending and saving – allowing her to buy her first home in her 20s while still spending on t…
Visit us on social
© Office of the Retirement Commissioner
Use verification code from your authenticator app. How to use authenticator apps.
Don't have an account? Sign up
Or log in with our social media platforms
A free account gives you your very own space where you can save your tools and track your progress as you get ahead.
Or sign up using Google:
Back 
