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6 steps to get your money Sorted
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Setting goals Why money goals are important and how to set them
Money tracking How to track your money to create a budget and stick to it
Plan your spending with a budget How to start a budget and why it's important
Net worth How to work out your net worth and what it means
Getting advice Find financial advice and support with money
Starting a family Planning for a family
Relationships Relationships and growing money together
Going flatting Going flatting
Studying Budgeting money when you're studying
Your first job Your first job
How to save money How to save money
How to start investing How to start investing
Find a financial adviser to help you invest Find a financial adviser to help you invest
Your investment profile Your investment profile
Compound interest Learn how compound interest can help your money grow
Types of investments Types of investments
Term deposits Term deposits
Bonds Bonds
Managed funds Managed funds
Shares Shares
Property investment Property investment
How KiwiSaver works and why it's worth joining How KiwiSaver works and why it's worth joining
How to pick the right KiwiSaver fund How to pick the right KiwiSaver fund for you
Make the most of KiwiSaver and grow your balance Make the most of KiwiSaver and grow your balance
How KiwiSaver can help you get into your first home How KiwiSaver can help you get into your first home
How to use Buy Now, Pay Later How to use Buy Now, Pay Later like Afterpay, Laybuy or Zip
Before borrowing Things you should know before you borrow money
How to become debt free How to become debt free
Credit reports How credit reports and scores work
Know your rights when it comes to debt Know your rights when it comes to debt
Pros and cons of debt consolidation Pros and cons of debt consolidation
Credit cards Credit cards
Car loans Car loans
Personal loans Personal loan
Hire purchase Interest-free deals and hire purchase
Student loans Student loans
Getting a fine What to do if you get a fine
About insurance How insurance works and how it can help
Insurance types Different types of insurance and what they protect
Insuring ourselves How life insurance works
Wills How to make a will
Enduring powers of attorney What an enduring power of attorney is and how to set up
Family trusts How family trusts work and why you'd set one up
Insuring our homes House insurance
Losing a partner Losing a partner and taking care of the financial issues
Redundancy What to do when you're made redundant
Separation Handling money in a divorce or separation
Serious diagnosis Managing your money after being diagnosed with a serious or terminal illness
How to protect yourself from fraud and being scammed How to protect yourself from fraud and being scammed
How to cope with the aftermath of fraud How to cope with the aftermath of fraud
About NZ Super About NZ Super
This year's NZ Super rates NZ Super rates – How much is New Zealand Superannuation?
When you’re thinking of living in a retirement village When you’re thinking of living in a retirement village
How to plan, save and invest for retirement How to plan, save and invest for retirement
Manage your money in retirement Manage your money in retirement
Find housing options in retirement Find housing options in retirement
How to refinance your mortgage How to refinance your mortgage
How to save for a deposit How to save for a deposit and other costs when buying a home
Managing a mortgage How to manage your mortgage, pay it off and make it work for you
Mortgage types Different types of mortgages and how they work
Shopping for a mortgage How to find a good deal on your mortgage
How much can I borrow? Find out how much of a mortgage you could get
How KiwiSaver can help you get into your first home How KiwiSaver can help you get into your first home

Life events...

Separation Handling money in a divorce or separation
Redundancy What to do when you're made redundant
Losing a partner Losing a partner and taking care of the financial issues
Your first job Your first job
Studying Budgeting money when you're studying
Going flatting Going flatting
Relationships Relationships and growing money together
Starting a family Planning for a family
Serious diagnosis Managing your money after being diagnosed with a serious or terminal illness
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How to use Buy Now, Pay Later

Before borrowing

How to become debt free

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How to use Buy Now, Pay Later like Afterpay, Laybuy or Zip

Buy Now, Pay Later can be a helpful way to spread out the cost of something over time with no…

Things you should know before you borrow money

Debt comes in many forms – credit cards, hire purchase, car loans, personal loans, mortgages, student loans. There's no shortage…

How to become debt free

The longer we take to pay off debt, the more it costs us. So if there’s room in the budget,…

How credit reports and scores work

We’re getting identified more and more by our credit reports these days. When businesses decide whether to lend us money,…

Filter guides

Debt and borrowing
How to use Buy Now, Pay Later like Afterpay, Laybuy or Zip

Buy Now, Pay Later can be a helpful way to spread out the cost of something over time with no…
Man behind the counter in a cafe looking at his phone and smiling Debt and borrowing
Things you should know before you borrow money

Debt comes in many forms – credit cards, hire purchase, car loans, personal loans, mortgages, student loans. There's no shortage…
Mum checking toddler's temperature while cuddling on the couch Debt and borrowing
How to become debt free

The longer we take to pay off debt, the more it costs us. So if there’s room in the budget,…
Debt and borrowing
How credit reports and scores work

We’re getting identified more and more by our credit reports these days. When businesses decide whether to lend us money,…
Debt and borrowing
Know your rights when it comes to debt

Understanding your rights as a consumer and as an investor can make a big difference should things go pear-shaped.
Debt and borrowing
Pros and cons of debt consolidation

‘Consolidating’ debt means taking out a new loan to wrap all our existing debts together and pay them off at…
Debt and borrowing
Credit cards

Credit cards are an easy way to pay for things with a quick swipe or tap, but they can be…
Debt and borrowing
Car loans

Most vehicles – unless they’re classic cars – quickly go down in value, not up. So borrowing to buy a…
Dad and daugher eating watermelon at the kitchen bench Debt and borrowing
Personal loan

People use personal loans to pay for all kinds of things – weddings, renovations, holidays or consolidating their debts. They’re…
Debt and borrowing
Interest-free deals and hire purchase

With an HP we can take home a product and use it while we’re paying it off. It can seem…
Debt and borrowing
Student loans

Borrowing to study can be a great opportunity, although it’s important not to borrow more than we need.
Debt and borrowing
What to do if you get a fine

No-one likes fines, but the quicker we pay them the better off we’ll be. Unpaid fines can end up costing…

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