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6 steps to get your money Sorted
6 steps to get your money Sorted

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Money is never just maths.
It’s about wellbeing.


Our choices with money can make a huge difference to wellbeing – for us and those we’re closest to.

The many places your money will take you

Money’s not an end in itself – it’s a means to get there. Think of a goal as a destination, and a plan as a map. Where will you head to next?

Think of the possibilities.

Setting your goals means it’s time to think about what’s most important to you. If you could do or achieve any of the following, which would you choose?


  • Holidays, travel, OE
  • Career break, sabbatical
  • Build community
  • Enjoy retirement
  • Retire early 


  • Christmas
  • A home deposit
  • Donate 
  • Study, retrain, change career
  • Kids’ education
  • Kids’ housing
  • Help the whanau
  • Build community


  • Build a buffer
  • A full emergency fund (three months' expenses)
  • More complete insurance coverage
  • Buy a home
  • Home improvements
  • A safer car
  • Change careers
  • Fund your retirement years


  • Cars
  • Boats
  • House
  • Gear
  • Gadgets
  • Doodads


  • Pay off student loans
  • Pay off all debt
  • Start a business
  • Lift KiwiSaver contributions
  • Invest beyond KiwiSaver
  • Investment property
  • Fully fund retirement

Set your targets

It’s typically easier to set goals for the short term (1–3 years). These come to mind easily. But since we tend to underestimate how much we can achieve in the long term, it helps to choose goals for the medium (4–9 years) and long terms (10 years plus) as well.

Many goals in life need money and a plan – this goal-setting tool helps you take the first steps to make them happen.

Goal Planner

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Tick your boxes

It’s so satisfying. You can track your progress using your Sorted dashboard – add a task to your checklist, or set a goal with the amount you're aiming for.

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Feeling stuck? 

Flick a question to the Sorted team, or reach out to MoneyTalks on 0800 345 123 for personalised help.


Get in touch

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