NZ super rates - View New Zealand Superannuation rates

The current rates of New Zealand Superannuation (NZ Super rates) below give a broad idea of how much the state pension is this year. Could we live on that? If not, it’s time to put some other plans in place.

Standard rates from 1 April 2020

Here are the current superannuation rates of NZ Super from 1 April 2020 after tax has been deducted at rate 'M'. For other tax codes, see the Work and Income website.

Standard NZ Super Rates (for tax code M)
Qualifying as	Weekly rate	Annual rate
Single: living alone	$424	$22,039
Single: sharing	$391	$20,343
Married, civil union or de facto couple: one partner qualifies (and the other is not included)	$326	$16,953
Married, civil union or de facto couple: both partners qualify	$652	$33,906
Married, civil union or de facto couple: one partner qualifies and the other is included*	$620	$32,228

Source: Ministry of Social Development

* If you have a partner who doesn't already qualify for their own NZ Super, you can choose to include them in your payments. If you do this both partners could get paid, but any other income earned could affect how much you get.

For help working out the best option, Work and Income can be reached on 0800 552 002.

To find out exactly what you’re entitled to, call Work and Income on 0800 552 002 (you’ll need to have your IRD number handy) or there’s the Work and Income website.

BLOG

5 things you might not know about credit contracts

2 Feb, 2017

Are you thinking about taking out a loan? When borrowing to buy goods we all have some basic consumer rights.

BLOG

Even superheroes need to pay for their retirement

19 Jan, 2017

Batman. Superman. Barbie. Ken. They’re forever young … but what if they weren’t? Imagine an alternate universe, where superheroes get old and weary.

BLOG

Forget the nest egg — what do the chicks look like?

17 Aug, 2015

My kid brother – who is just starting out in his career – met with a financial adviser the other day, his first foray into financial planning.

BLOG

More risk now, less risk later

11 Aug, 2015

When it comes to choosing how much risk to take while investing, I can’t help but think of relationships. Call me a romantic if you like.

BLOG

Case study: Jens Meder

1 Mar, 2013

Jens Meder stopped working over 20 years ago and says he’s been loving retirement ever since.

BLOG

Case study: Charmaine and Hamish McNeilage

2 Jan, 2013

Great-grandparents Charmaine and Hamish McNeilage enjoy a contented life in the Wairarapa, where they live on $617 a week from NZ Super.

6 steps to live Sorted

Start your safety net

Get your KiwiSaver right

Start tackling your debt

Cover your people, money, stuff

Run your retirement numbers

Set your targets, then hit them!

Guides

Applying for KiwiSaver hardship?

WTFinance?! COVID-19 edition

COVID-19 and your money: 7 things to do right now

Key COVID-19 information

Riding out COVID-19 in KiwiSaver

Is your KiwiSaver fund heating up the planet?

Rom-"con" artists on the prowl

For 2020, skip resolutions for something better

About

Learning

Resources

Even more...

NZ super rates - How much is New Zealand Superannuation?

Standard rates from 1 April 2020

You may also like...

5 things you might not know about credit contracts

Even superheroes need to pay for their retirement

Forget the nest egg — what do the chicks look like?

More risk now, less risk later

Case study: Jens Meder

Case study: Charmaine and Hamish McNeilage

6 steps to live Sorted

Start your safety net

Get your KiwiSaver right

Start tackling your debt

Cover your people, money, stuff

Run your retirement numbers

Set your targets, then hit them!

Guides

Applying for KiwiSaver hardship?

WTFinance?! COVID-19 edition

COVID-19 and your money: 7 things to do right now

Key COVID-19 information

Riding out COVID-19 in KiwiSaver

Is your KiwiSaver fund heating up the planet?

Rom-"con" artists on the prowl

For 2020, skip resolutions for something better

About

Learning

Resources

Even more...

Log in to your account

Create your free account

NZ super rates - How much is New Zealand Superannuation?

Standard rates from 1 April 2020

You may also like...

5 things you might not know about credit contracts

Even superheroes need to pay for their retirement

Forget the nest egg — what do the chicks look like?

More risk now, less risk later

Case study: Jens Meder

Case study: Charmaine and Hamish McNeilage