Browse
Planning & budgeting
Tackling debt
Home buying
Protecting wealth
KiwiSaver & retirement
Saving & investing
Real-life read
31 July 2026
Reading time: 6 minutes
Does your emergency fund need its own account? Not strictly, but it helps. Here’s why a separate account works, where to keep it, and how to set one up.
Read more about Where should you keep your emergency fund? Why a separate account wins
24 June 2026
Reading time: 4 minutes
Fake job ads on social media are tricking us into installing dodgy apps that drain our bank accounts. Here's how to spot the scam – and stay safe.
17 November 2025
Reading time: 6 minutes
How can you spot a scam in NZ? Learn tips to protect yourself from scams, keep your accounts safe with 2FA, and hear real Kiwi stories.
25 July 2025
Reading time: 7 minutes
In the second instalment of our two-part series, real people on everyday budgets shed light on the ways they made their cash cushion happen and stay prepared.
Read more about Real-life read: Emergency savings – how I got started
21 July 2025
Reading time: 7 minutes
In part one of our two-part series, Sorted users share what led them to start their rainy-day fund and what motivates them to expect unexpected costs and keep it up.
Read more about Real-life read: Emergency savings – what’s your why?
Visit us on social
© Office of the Retirement Commissioner
Back 
