Many organisations and government agencies are here to provide help in the form of services or information.

If you're ever concerned by the spiralling cost of your debt, or if you've bought a faulty product or even something you didn't really want in the first place, know that there may be options available. 

Understanding your rights as a consumer and as an investor can make a big difference should things go pear-shaped. Especially when it comes to the costs that debt brings, faulty goods or not-good-enough services, this becomes even more important.

Here are some places to seek help, understand your rights, make a complaint or find a solution to your situation.