Home buying

All about mortgages

How to refinance your mortgage

Refinancing (also called remortgaging) is a normal part of home ownership. It’s when you replace your mortgage with another in…

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Using KiwiSaver to buy

How to save for a deposit and other costs when buying a home

Getting into a first home takes careful planning and, for most of us, serious budgeting! These tips for first home…

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All about mortgages

How to manage your mortgage and pay off your home loan early

It can feel good being a home sweet homeowner! But – and there is “the but” – we still need…

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All about mortgages

Types of mortgages in New Zealand, and how to choose

NZ has six main mortgage types – table loans, revolving credit, offset, interest-only, reducing balance, split. Find the right structure…

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How KiwiSaver can help you get into your first home

Getting on the housing ladder can feel out of reach, but KiwiSaver can bring it that much closer. KiwiSaver was…

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All about mortgages

How to find a good deal on your mortgage

A house is often the biggest purchase of our lives, and a mortgage (also called a home loan) is typically…

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Using KiwiSaver to buy

Find out how much of a mortgage you could get

The amount we can borrow for a home depends on a couple of things: how much we can afford to…

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