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Debt calculator

See how much your different debts are costing you, and find the fastest way to be debt-free with our debt repayment calculator. 

How this tool works
Credit card $0
Credit card $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See interest.co.nz for current rates
Credit card $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See interest.co.nz for current rates
Hire purchase $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0 and 10000, with no commas, spaces or symbols.
Please enter a number between 0 and 100000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See www.interest.co.nz for current rates
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 1 and 60, with no commas, spaces or symbols
Hire purchase $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0 and 10000, with no commas, spaces or symbols.
Please enter a number between 0 and 100000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See www.interest.co.nz for current rates
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 1 and 60, with no commas, spaces or symbols
Hire purchase $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0 and 10000, with no commas, spaces or symbols.
Please enter a number between 0 and 100000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See www.interest.co.nz for current rates
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 1 and 60, with no commas, spaces or symbols
Car loan $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0 and 10000, with no commas, spaces or symbols.
Please enter a number between 0 and 10000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See www.interest.co.nz for current rates
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 1 and 60, with no commas, spaces or symbols.
Car loan $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0 and 10000, with no commas, spaces or symbols.
Please enter a number between 0 and 10000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See www.interest.co.nz for current rates
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 1 and 60, with no commas, spaces or symbols.
Car loan $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0 and 10000, with no commas, spaces or symbols.
Please enter a number between 0 and 10000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See www.interest.co.nz for current rates
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 0 and 60, with no commas, spaces or symbols.
Please enter a number between 1 and 60, with no commas, spaces or symbols.
Personal loan $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See www.interest.co.nz for current rates
Please enter a number between 1 and 60, with no commas, spaces or symbols.
Personal loan $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See www.interest.co.nz for current rates
Please enter a number between 1 and 60, with no commas, spaces or symbols.
Personal loan $0
Please enter a number between 1 and 100000, with no commas, spaces or symbols.
Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.
See www.interest.co.nz for current rates
Please enter a number between 1 and 60, with no commas, spaces or symbols.
Results
Total you will pay:
$-
Including interest of:
$-
For:
-
The more you increase repayments, the quicker you're debt-free.
$
NaN
$$$
  • Total you'll pay
  • Amount Owed
  • Interest
Total you'll pay
You're repaying 0 times the amount you've borrowed.
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