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Investing might seem like it’s just for suit-wearing finance types, but actually, it’s for everyone – and everyone has to start somewhere. You’re on the right track!
You don’t have to know everything or have loads of cash to become an investor. The trick is to inform yourself enough to make a few sensible decisions, then get going with whatever you have. The sooner you start, the more time your money has to grow... and grow.
Your not-so-secret weapon
How does investing supercharge your savings? It all comes down to this. Discover what it’s all about in three minutes flat.
KiwiSaver is an investment
As this video quickly explains, funds make investing simpler, and if you’re contributing to KiwiSaver, you’re already investing in one.
Some opt to stay in a fund chosen by their employer or the government, but we all need to make sure our fund is right for us.
Top investing hacks
- As the saying goes, the best time to start investing was 20 years ago, but the second-best time is now. Get your skates on to take advantage of compounding interest as soon as possible.
- Small amounts are good to start. Work out how much you can afford to invest and use an automatic payment to set aside that money every pay day. Drip-feeding into your investments makes a lot of sense.
- The money your investment makes for you is called your ‘returns’. They typically come at a cost (fees), so you want to keep those reasonable so they don’t eat away at your results.
- Different types of investments – known as asset classes – each have their own level of risk and return. Inform yourself on the options and explore what investments you’re best suited to, so you don't lose sleep over yours.
Recommended for you
Let these videos, guides and blogs give you a leg-up.
Video
A beginner’s guide to investing
Investing’s like going shopping to buy stuff – except it’s for assets that can grow in value.
Guide
How to start investing
Given this is a long game, it’s a good idea to get strategic before you commit your cash.
Blog
How to grow your first million dollars
Hint: start early! Get investing soon enough, and it doesn't require a six-figure job or inheritance.
Guide
Your investment profile
This will help you to understand which kinds of investments suit your needs.
Blog
6 things to do as you DIY invest
Here are six rules for investing – particularly when it comes to digital platforms.
Guide
Investment funds
There are many kinds of funds out there, each with its own level of risk and return. Funds make investing simple.
Guide
How to pick the right KiwiSaver fund for you
Investing in KiwiSaver starts with the right fund choice.
Build your investor profile
Add to dashboard
Research what funds hold, and keep your options in mind
Add to dashboard
Consider professional advice
Add to dashboard
Feeling stuck?
Flick a question to the Sorted team, or reach out to MoneyTalks on 0800 345 123 for personalised help.
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