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Create a personalised money plan – start here:
Starting a budget can feel hard, but it will take the stress out of money and help you reach your goals.
It’s easier than you think – and small steps really add up! Take a look at our budgeting tool and get started with our resources that will guide you on the best approach for you and your whānau. It’s time to make your money work for you. Remember, a budget is just a money plan – a tool to help you stay in control.
“The budget tool is the best one I've found. It gave me a much better idea of where my money is going and helped me to see where I was spending the most.”
– Sorted user
Build your budget now
Budgets are plans for your spending and saving, and this tool lets you keep track of your money coming in and going out.
Top money hacks
- Track your spending so you understand your habits and see what’s really happening with your money.
- On payday, give every dollar a job! This will help you get to the goals you have.
- Dreaming up some goals helps you set your direction towards where you’d like to be in the future.
“The budget tool has not only provided us with a regular check-in, but made us think carefully about where our available funds are spent and saved.”
– Sorted user
Recommended for you
Here are some key guides, tools and blogs to help you sort your everyday money.
Guide
How to track your money to create a budget and stick to it
A budget is a simple plan for your spending, but to build one you have to get an accurate idea of everything you typically spend on.
Guide
How to start a budget and why it’s so important
A budget is just a simple plan to steer our money and stay in control. It’s one of the best tools for getting the most out of your money.
Guide
Why money goals are important and how to set them
Setting financial goals helps you focus on what you want from your money. Goals can be short or long term, small or large, but whatever size, they need to be achievable.
Guide
Set your relationship up for money success
Being in a relationship brings new opportunities. Working together can mean you can get further ahead – but it is important to make sure you are on the same page first and share the decision making.
Blog
Top tips when there's too much month left at the end of the money
It can be tough going living payday to payday, with nothing left in between. There are steps you can take to steer your money and achieve your goals.
Blog
Budgeting isn't just for bills
Creating a budget can help you decide what is important – and how you can use your money to reach your goals.
Blog
Making a money plan and sticking to it
Aroha’s budget keeps her in check, so she doesn’t get distracted by ‘wanting stuff’. Using a budget to talk about financial goals with her whānau gives everyone clarity about what’s important.
Video
Achieve your saving goals by paying yourself first
Setting money aside immediately each payday is the best way to save. This way you make sure saving is a priority and money really flows towards your goals.
Tool
Money personality quiz
Did you know we all have a money personality? Uncover yours with our quiz so you can understand more about your money habits and behaviours. This’ll help you make your money decisions.
Your new favourite podcast
Sorted joins Kiwi dads Jordan River, Brooke Ruscoe and Marc Peard of New Zealand’s ever-popular podcast, The Morning Shift, for Sussed. Sorted. Shifting. Tune in to be empowered to take action and shift your position.
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Feeling stuck?
Flick a question to the Sorted team, or reach out to MoneyTalks on 0800 345 123 for personalised help.
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