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Using debt for everyday items

21 June 2022
Reading time: 7 minutes

Do you use buy now pay later or other debt for everyday items?

If you’re borrowing to get by, using credit for everyday expenses like food or petrol, here are some things you can do. 

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Blog Broke before payday

23 May 2022
Reading time: 7 minutes

Top tips when there's too much month left at the end of the money

There comes a moment when you hit a turning point in life and with your money. You need something more, and it’s time to make changes. 

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Ducks in a row

29 November 2021
Reading time: 5 minutes

Here’s what the new lending rules mean for you

Overall, borrowing is getting safer here in New Zealand. Thanks to recent rule changes, the chance of you getting into crippling debt will be lower.

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Screenshot 2025 10 30 101338

Updated 6 November 2025
Reading time: 6 minutes

7 tips for practising safe debt

Practical tips for managing debt safely – from choosing the right credit card to avoiding hidden fees and getting help when you need it. 

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Kane Lyden

8 October 2021
Reading time: 5 minutes

A financial mentor changed my life... so I became one

For Kane Lyden, working with a financial mentor was a turning point in getting on top of a difficult financial situation, in a non-judgemental and practical way.

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