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Just when you think you’re getting somewhere, an unexpected expense pops up and sends you back to square one. Emergency savings can win this real-life game of snakes and ladders – and kickstarting yours with just a few dollars is easier than you think.
Sorted Buffer builder™
This app’s got your back.
Need more emergency savings for your peace of mind? Let Sorted’s free Buffer builder app do it for you. It connects securely to your bank accounts, pays you first, rounds up and tops up. Just set it, forget it... and find your money at the ready when you need it.
Get started, sleep better
Use our free tools and calculators to help you build your emergency savings.
Savings calculator
This tool lets you see just how quickly your emergency and other savings can add up.
Try it now
Budget planner
Build your emergency savings into a simple budget that charts your essentials and allows for fun money.
Try it now
Goal planner
Many goals in life need money and a plan – this tool supports you to make them happen.
Try it now
Quick tips
- Emergency savings make us resilient, no matter what.
- The more money you save, the less you’ll need to borrow in a hurry.
- Credit cards or overdrafts aren’t a good financial safety net, since they run up debt.
- Setting aside emergency money together as whānau or friends can be powerful.
Upcoming events this Money Month
Boost your emergency savings and sort your money life with free events, webinars and expert panels around the motu.
How NZers make it happen
Blog
Where should you keep your emergency fund? Why a separate account wins
Does your emergency fund need its own account? Not strictly, but it helps. Here’s why a separate account works, where to keep it, and how to set one up.
Blog
Real-life read: Emergency savings – what’s your why?
In part one of our two-part series, Sorted users share what led them to start their rainy-day fund and what motivates them to expect unexpected costs and keep it up.
Blog
Real-life read: Emergency savings – how I got started
In the second instalment of our two-part series, real people on everyday budgets shed light on the ways they made their cash cushion happen and stay prepared.
Blog
Top 10 reasons why everyone needs a rainy day fund
Blog
Saving for an emergency? A reflection from a child raised by the village
Blog
Nā ngā tīpuna taku tuakiri i whakatipu, he tirohanga mō tēnei mea te kohi pūtea ohotata
Blog
Real-life read: Noreen
Stay in touch
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