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What happens if I start to struggle with moni?
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How to protect yourself from fraud and being scammed
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About NZ Super – how much is it?
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How to plan, save and invest for retirement
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View all Sorted guides
Home buying
24 June 2026
Reading time: 4 minutes
By Tom Hartmann,
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Spotted a job that looks too good to pass up? Pause for a sec. New Zealand Police are warning that scammers are using fake job and recruitment ads on social media to reel people in, and the end goal is your money.
Here's how the scam plays out, and the simple moves you can make to stay one step ahead.
It usually starts with a job or recruitment-style post on social media. You reply, and quickly the conversation gets nudged off the platform and over to WhatsApp, Telegram or Discord. From there, you’re sent a link to download an app onto your phone.
That’s where things go sideways. Once the app is installed, people are reporting their phones freezing up, often with what looks like a system update running on the screen. It buys the scammers time to quietly get into your device and grab sensitive info like your banking logins and personal details. Plenty of victims have ended up having to factory-reset their phones, or replace them altogether.
It’s not just fake jobs, either. Police are seeing the same playbook with other offers (like dance classes) where you’re told to download an app to book in.
One reason people are getting caught out: the messages often come from what looks like a New Zealand phone number. Feels local, feels safe. But scammers can ‘spoof’ numbers to make them appear like they’re from down the road, when really they’re coming from anywhere in the world.
And the money? It’s tragically been disappearing through all sorts of channels – direct transfers to overseas accounts, money transfer services, crypto purchases and even local bank accounts that act as a stopover before the cash heads offshore.
If you feel like you’ve been caught up in this or you've spotted something dodgy, move quickly:
Police are working with partner agencies and banks to shut this activity down, and they're keen to hear from anyone with information. In the meantime, the best protection is the pause.
Before you tap a link, install an app or move a conversation off-platform, take a beat and check. Your future self (and your bank account) will thank you.
And if you’re looking to stay safe from other sorts of scams, here’s our guide.
Tom Hartmann
With a background in journalism and finance, Tom is Sorted’s personal finance lead. He loves the way our anxiety about money reduces when we get things sorted, and how seemingly tiny tweaks deliver big results over time.
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