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Setting goals Why money goals are important and how to set them
Money tracking How to track your money to create a budget and stick to it
Plan your spending with a budget How to start a budget and why it's important
Getting advice Find financial advice and support with money
Starting a family Planning for a family
Relationships Relationships and growing money together
Going flatting Going flatting
Studying Budgeting money when you're studying
Your first job Your first job
Net worth How to work out your net worth and what it means
How to save your money How to save your money
How to start investing How to start investing
Find a financial adviser to help you invest Find a financial adviser to help you invest
Your investment profile Your investment profile
Compound interest Learn how compound interest can help your money grow
Types of investments Types of investments
Term deposits Term deposits
Bonds Bonds
Investment funds Investment funds
Shares Shares
Property investment Property investment
How KiwiSaver works and why it's worth joining How KiwiSaver works and why it's worth joining
How to pick the right KiwiSaver fund How to pick the right KiwiSaver fund for you
Make the most of KiwiSaver and grow your balance Make the most of KiwiSaver and grow your balance
How KiwiSaver can help you get into your first home How KiwiSaver can help you get into your first home
Applying for a KiwiSaver hardship withdrawal Applying for a KiwiSaver hardship withdrawal
How to use Buy Now, Pay Later How to use Buy Now, Pay Later like Afterpay, Laybuy or Zip
Before borrowing What you really need to know before you use credit
How to get out of debt quickly How to get out of debt quickly
Credit reports How credit reports and scores work
Know your rights Know your rights
Pros and cons of debt consolidation Pros and cons of debt consolidation
Credit cards Credit cards
Car loans Car loans
Personal loans Personal loan
Hire purchase Interest-free deals and hire purchase
Student loans Student loans
Getting a fine What to do if you get a fine
About insurance How insurance works and how it can help
Insurance types Different types of insurance and what they protect
Insuring ourselves How life insurance works
Wills How to make a will
Enduring powers of attorney What an enduring power of attorney is and how to set up
Family trusts How family trusts work and why you'd set one up
Insuring our homes House insurance
Losing a partner Losing a partner and taking care of the financial issues
Redundancy What to do when you're made redundant
Separation Handling money in a divorce or separation
Serious diagnosis Managing your money after being diagnosed with a serious or terminal illness
How to protect yourself from fraud and being scammed How to protect yourself from fraud and being scammed
How to cope with the aftermath of fraud How to cope with the aftermath of fraud
About NZ Super About NZ Super
This year's NZ Super rates NZ Super rates – How much is New Zealand Superannuation?
When you’re thinking of living in a retirement village When you’re thinking of living in a retirement village
How to plan, save and invest for retirement How to plan, save and invest for retirement
Manage your money in retirement Manage your money in retirement
Find housing options in retirement Find housing options in retirement
How to refinance your mortgage How to refinance your mortgage
How to save for a deposit How to save for a deposit and other costs when buying a home
Managing a mortgage How to manage your mortgage, pay it off and make it work for you
Mortgage types Different types of mortgages and how they work
Shopping for a mortgage How to find a good deal on your mortgage
How much can I borrow? Find out how much of a mortgage you could get
How KiwiSaver can help you get into your first home How KiwiSaver can help you get into your first home

Life events...

Separation Handling money in a divorce or separation
Redundancy What to do when you're made redundant
Losing a partner Losing a partner and taking care of the financial issues
Your first job Your first job
Studying Budgeting money when you're studying
Going flatting Going flatting
Relationships Relationships and growing money together
Starting a family Planning for a family
Serious diagnosis Managing your money after being diagnosed with a serious or terminal illness
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Calculating 331 funds

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Important note about Sorted tools 




    

        


    

        
        


            

                
                    

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KiwiSaver fund finder

            


        


        
        


            

                
Find the right KiwiSaver fund for you

                
How this tool works

            


            

                
                    

                        
                            
                        
                    

                    

                        
I'm not sure which type of fund is best for me

                    

                
                
                    

                        
                            
                        
                    

                    

                        
I know the best fund type for me

                    

                
            


        


    


    
    

    

        

        


            
            

                
Tell us a little about yourself

                

                    
Step 1/2

                    
                

            


            
            

                
About your KiwiSaver

                

                    
Step 2/2

                    
                

            


            
            

                
Tell us a little about yourself

                

                    
Step 1/4

                    
                

            


            
            

                
Find your fund type

                

                    
Step 2/4

                    
                

            


            
            

                
Find your fund type

                

                    
Step 3/4

                    
                

            


            
            

                
About your KiwiSaver

                

                    
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I am 

                    

                        
                    

                    
 years old, 
and would like to retire 
at
                        
                    

                    

                        
                    

                    
                        
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                            This tool calculates how much in fees you can expect to spend from now until the retirement age you insert here. They really add up!
                        
                    
                

                

                    
I am currently

                    

                        
                    


                    
and earn

                
                    

                        $
                        
                    


                   
                    
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                        Key-in any amounts you expect to earn this year, before they're taxed.
                    
                

            
 


                

                

                    

                        Back
                        Next
                    

                

            



            
            

                

                    

                        

                            
                                
    tool-tooltip
    
        
    


                                
                                    These five types of funds are grouped by how much of the more risky investments they hold, like shares and property. The more risk you take on, the higher your returns are likely to be, although this is no sure thing. That's what risk is all about.
                                    
                            
                            
                            
                        


                        

                            
My KiwiSaver balance is

                            
                                
    tool-tooltip
    
        
    


                                
                                    This tool calculates your fees based on your balance. If you're not sure what yours is, give a rough estimate and it will still work.
                                    
                            
                            

                            

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                            Back
                            My results
                        

                    


                



            


            
            

                

                    
I am 

                    

                        
                    

                    
 years old, 
and would like to retire 
at
                        
                    

                    

                        
                    

                    
                    
    tool-tooltip
    
        
    


                    
                        Choose an age 65 or higher. Since KiwiSaver and NZ Super become available at 65, this tool estimates from that age and beyond.
                        
                    
                
                

                

                    
I am currently

                    

                        
                    


                    
and earn


                    

                        $
                        
                    

                    
                    
    tool-tooltip
    
        
    


                    
                        Key-in any amounts you expect to earn this year, before they're taxed.
                    
                
            
 



                

                

                    

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                        Next
                    

                

            



            
            


                

                    
I want to use my KiwiSaver money in


                    

                        
                        
                            
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                                KiwiSaver is designed for two goals: buying your first home and your retirement. How soon is either for you? Choose a time period.
                            
                        
                    

                

                

                

                

                    
Over a given year, I'm comfortable with this possible gain or loss
                        
                    


                    

                        
                        
                            
    tool-tooltip
    
        
    


                            
                                Since KiwiSaver is an investment, you'll experience ups and downs in the value of your account. If you have $1000 in your fund and it has a 20% gain, it will jump to $1200. If you have a 30% loss though, it will drop to $700. How much risk will you take on? Slide to the option you're most comfortable with.
                            
                        
                    


                    

                


                

                    

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                        Next
                    

                

            



            
            

                

                    
The most important thing to me when investing in KiwiSaver is…


                    

                        

                            
                            
                        

                        

                            
                            
                        

                        

                            
                            
                        

                    

                


                

                    

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Sounds like you are looking for a balanced fund 
                        
                    

                    


                    

                        

                            
                                
    tool-tooltip
    
        
    


                                
                                    These five types of funds are grouped by how much of the more risky investments they hold, like shares and property. The more risk you take on, the higher your returns are likely to be, although this is no sure thing. That's what risk is all about.
                                    
                            
                            
                            
                        


                        

                            
My KiwiSaver balance is

                            
                                
    tool-tooltip
    
        
    


                                
                                    This tool calculates your fees based on your balance. If you're not sure what yours is, give a rough estimate and it will still work.
                                    
                            
                            

                            

                                $
                                
                            

                        


                        

                        

                            
                            
                            

                                
                                
                                
                                
                                
                            


                        

                        

                            
                           
                            

                                
                                
                                
                            


                            
                        


                    


                    

                        

                            Back
                            My results
                        

                    


                



            

        





    


    


    


    

    


    






    





        

    

        

                
             


            


             
                

                    
                        
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