Browse
Planning & budgeting
Tackling debt
Home buying
Protecting wealth
KiwiSaver & retirement
Saving & investing
Real-life read
Updated 17 July 2025
Reading time: 4 minutes
Discover the main benefits of building an emergency fund, including how it can reduce anxiety, support your saving goals and increase your financial security.
Read more about Top 10 reasons why everyone needs a rainy day fund
Updated 7 July 2025
Reading time: 4 minutes
Discover how building an emergency fund can reduce stress, improve mental clarity and help you take control of your finances.
Visit us on social
© Office of the Retirement Commissioner
Use verification code from your authenticator app. How to use authenticator apps.
Don't have an account? Sign up
Or log in with our social media platforms
A free account gives you your very own space where you can save your tools and track your progress as you get ahead.
Or sign up using Google:
Back 
