Calculators and money tools to manage your finances

See how much your different debts are costing you, and find the fastest way to be debt-free with our debt repayment calculator.

How this tool works

Credit card $0

SEE RESULT

Amount owed

Interest rate

See interest.co.nz for current rates

Repayment

Frequency

SEE RESULT

Credit card $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See interest.co.nz for current rates

Repayment

Frequency

SEE RESULT

Credit card $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See interest.co.nz for current rates

Repayment

Frequency

SEE RESULT

Hire purchase $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Set-up fees

Please enter a number between 0 and 10000, with no commas, spaces or symbols.

Other fees

Please enter a number between 0 and 100000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See www.interest.co.nz for current rates

Interest-free period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Deferred payment period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Term (months)

Please enter a number between 1 and 60, with no commas, spaces or symbols

Frequency

SEE RESULT

Hire purchase $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Set-up fees

Please enter a number between 0 and 10000, with no commas, spaces or symbols.

Other fees

Please enter a number between 0 and 100000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See www.interest.co.nz for current rates

Interest-free period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Deferred payment period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Term (months)

Please enter a number between 1 and 60, with no commas, spaces or symbols

Frequency

SEE RESULT

Hire purchase $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Set-up fees

Please enter a number between 0 and 10000, with no commas, spaces or symbols.

Other fees

Please enter a number between 0 and 100000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See www.interest.co.nz for current rates

Interest-free period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Deferred payment period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Term (months)

Please enter a number between 1 and 60, with no commas, spaces or symbols

Frequency

SEE RESULT

Car loan $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Set-up fees

Please enter a number between 0 and 10000, with no commas, spaces or symbols.

Other fees

Please enter a number between 0 and 10000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See www.interest.co.nz for current rates

Interest-free period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Deferred payment period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Term (months)

Please enter a number between 1 and 60, with no commas, spaces or symbols.

Frequency

SEE RESULT

Car loan $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Set-up fees

Please enter a number between 0 and 10000, with no commas, spaces or symbols.

Other fees

Please enter a number between 0 and 10000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See www.interest.co.nz for current rates

Interest-free period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Deferred payment period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Term (months)

Please enter a number between 1 and 60, with no commas, spaces or symbols.

Frequency

SEE RESULT

Car loan $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Set-up fees

Please enter a number between 0 and 10000, with no commas, spaces or symbols.

Other fees

Please enter a number between 0 and 10000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See www.interest.co.nz for current rates

Interest-free period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Deferred payment period (months)

Please enter a number between 0 and 60, with no commas, spaces or symbols.

Term (months)

Please enter a number between 1 and 60, with no commas, spaces or symbols.

Frequency

SEE RESULT

Personal loan $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See www.interest.co.nz for current rates

Term (months)

Please enter a number between 1 and 60, with no commas, spaces or symbols.

Frequency

SEE RESULT

Personal loan $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See www.interest.co.nz for current rates

Term (months)

Please enter a number between 1 and 60, with no commas, spaces or symbols.

Frequency

SEE RESULT

Personal loan $0

SEE RESULT

Amount owed

Please enter a number between 1 and 100000, with no commas, spaces or symbols.

Interest rate

Please enter a number between 0.00 and 50.00, with no commas, spaces or symbols.

See www.interest.co.nz for current rates

Term (months)

Please enter a number between 1 and 60, with no commas, spaces or symbols.

Frequency

SEE RESULT

Results PRINT

Total you will pay:

Including interest of:

For:

Sorted Tip

The more you increase repayments, the quicker you're debt-free.

0 NaN

$$$

0 NaN

$$$

Total you'll pay
Amount Owed
Interest

Total you'll pay

You're repaying 0 times the amount you've borrowed.

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Debt calculator

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Start your safety net

Get your KiwiSaver settings right

Start tackling your debt

Cover your people, money, stuff

Run your retirement numbers

Set your targets, then hit them!

Guides

Love and money this Valentine's Day

Veering a bit off track…

Did nights out on credit lose me my house?

’Twas the scam before Christmas…

Keeping up with Christmas

Surfing the surge pricing

Does money make us selfish?

Crunch the food budget

About

Learning

Resources

Even more...

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Debt calculator

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