Your dashboard

Reset

A bit more each week will help you reach your goal faster The extra money goes towards the debt costing you the most in interest, as ranked below. Here are more ways to to get out of debt fast.

Add another debt

Topping up your payments can make a big difference to your debt-free date Making more than the minimum repayment can save you heaps of money on interest and get you debt-free that much quicker. Top up your repayment towards your highest-interest debt first. Here are more ways to get out of debt fast.

Weekly topup amount

About this tool?

Our Sorted tools and calculators are for your personal use only. No data is accessible or can be shared. The data is not stored together with your personal credentials and remains completely anonymous (ie, nothing can be identified), and the non-identifiable data is stored on secure systems. For more, check out our privacy policy.

How this tools works

Share with

Debt calculator

Set yourself debt-free! Here's the quickest way out for you. This tool lets you plug in any loans you have and find the quickest way to repay them. How fast can you shed your debt? It’s time to find out.

Start now!

Let's get started…

Step 1/2

A bit about your Credit / store cards…

Step 2/2

A bit about your overdraft…

Step 2/2

How many debts do I have? Plug in how many of these different kinds of debts you have. (For mortgages, use our mortgage tool instead.)

Buy now, Pay later

Personal loan

Credit / store cards

Car loan

Overdraft

Other

Back Next

Log in to save your information

Don't have an account yet? Sign up

LOADING

Create an account to save your tool!

Having a Sorted account lets you see your personal dashboard, save your tools and track your progress. By creating an account you consent to receiving helpful emails from Sorted, although you can opt-out at any time.

Already have an account? Log in

LOADING

6 steps to get your money Sorted

Start your emergency fund

Get your KiwiSaver on track

Tackle your debt

Cover your people, money, stuff

Work out your retirement number

Set your goals, then reach them!

Browse guides by...

Life events...

5 things to do every time you start a new job

My Money Sorted: Kimiorangi

Skip resolutions for something better

Mindfulness, money and this moment

My Money Sorted: Courtney

Hākari. He tohu o te aroha.

Hākari: a symbol of aroha

My Money Sorted: Sabby

About

Learning

Resources

Even more

Debt calculator

Debt calculator

With your current repayments,
you will be paying

$0

in interest

Your options

Money Talks

Need help tackling debt?

About this tool?

Debt calculator

Set yourself debt-free! Here's the quickest way out for you. This tool lets you plug in any loans you have and find the quickest way to repay them. How fast can you shed your debt? It’s time to find out.

Start now!

Let's get started…

Step 1/2

A bit about your Credit / store cards…

Step 2/2

A bit about your overdraft…

Step 2/2

6 steps to get your money Sorted

Start your emergency fund

Get your KiwiSaver on track

Tackle your debt

Cover your people, money, stuff

Work out your retirement number

Set your goals, then reach them!

Browse guides by...

Life events...

5 things to do every time you start a new job

My Money Sorted: Kimiorangi

Skip resolutions for something better

Mindfulness, money and this moment

My Money Sorted: Courtney

Hākari. He tohu o te aroha.

Hākari: a symbol of aroha

My Money Sorted: Sabby

About

Learning

Resources

Even more

Log in to your account

Create your free account

Debt calculator

Debt calculator

With your current repayments, you will be paying

$0

in interest

Your options

Money Talks

Need help tackling debt?

About this tool?

Debt calculator

Set yourself debt-free! Here's the quickest way out for you. tool-tooltip This tool lets you plug in any loans you have and find the quickest way to repay them. How fast can you shed your debt? It’s time to find out.

Start now!

Let's get started…

Step 1/2

A bit about your Credit / store cards…

Step 2/2

A bit about your overdraft…

Step 2/2

Log in to save your information

Create an account to save your tool!

With your current repayments,
you will be paying

Set yourself debt-free! Here's the quickest way out for you. This tool lets you plug in any loans you have and find the quickest way to repay them. How fast can you shed your debt? It’s time to find out.