Figure out how much to contribute to KiwiSaver

It can be hard to think about investing in KiwiSaver when you’ve got so many short-term priorities, but making regular contributions means your money will grow much more for the long term. Start now and find out why putting your money into KiwiSaver is the one of the best things you can do for your financial future.

KiwiSaver calculator

Investing regularly in KiwiSaver over your working life will reap rewards. Use our calculator to estimate how much you can build up for your future.

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Top money hacks

You want to make sure you’re getting all the incentives you can from your employer and the government. That way it’s not just you contributing.
Take advantage of free government money in your KiwiSaver by putting in $20 a week – the government will add $10. This could be worth as much as $36,000 more for you in the long run.
Even with an average salary, lifting your contributions from 3% to 10% could give you $320,000 more for your retirement.

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Here are some key guides, tools and blogs to help you sort your KiwiSaver.

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How KiwiSaver works and why it's worth joining

Most of us can benefit from joining KiwiSaver. It's an easy and affordable way to save and invest for your future.

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Make the most of KiwiSaver and grow your balance

With some savvy choices early on, you can get many more thousands of dollars out of KiwiSaver. Here’s how.

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When it comes to KiwiSaver, any free money is good money

Don't miss out on KiwiSaver government contributions – 50c for every $1 you put in, up to $521 every year. Even if you’ve got just $20 you can contribute, put it in so you get $10!

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Learn more about KiwiSaver and how thinking long-term will help you get ahead.

KiwiSaver may have ups and downs, so find out more about choosing the right fund for you and investing for the long-term.

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Next Steps

To get on your way sorting your KiwiSaver, here are some key actions to take.

Know how it works

KiwiSaver is so much more than a saving account – it has multiple contributions going in that earn you returns when they’re invested. Here’s more.

Forecast your future

Your future KiwiSaver results depend on how much you, your employer and the government contribute… and what type of fund you’re in. See how much.

Lift your contributions

There are really no limits on how much you put in – you simply notify your employer or set up your own automatic payment. Estimate what difference it could make.

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KiwiSaver calculator

Top money hacks

Recommended for you

How KiwiSaver works and why it's worth joining

Make the most of KiwiSaver and grow your balance

When it comes to KiwiSaver, any free money is good money

Learn more about KiwiSaver and how thinking long-term will help you get ahead.

Recommended for you

Next Steps

Know how it works

Forecast your future

Lift your contributions

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