SEARCH
Menu
Search
circle MENU 6 steps to get your money Sorted
6 steps to get your money Sorted
START HERE
1 circle
Start your emergency fund
 2 circle
Get your KiwiSaver on track
 3 circle
Tackle your debt
 4 circle
Cover your people, money, stuff
 5 circle
Work out your retirement number
 6 circle
Set your goals, then reach them!
circle MENU Tools
All
Tools
Budgeting
tool
Goal
planner
Money
personality quiz
Debt
calculator
Mortgage
calculator
Retirement
calculator
Smart
Investor
KiwiSaver
fund finder
KiwiSaver
calculator
Savings
calculator
Investor
profiler
Net
worth calculator
circle MENU Guides
Browse guides by...
Planning & budgeting Planning & budgeting
Setting goals
Money tracking
Plan your spending with a budget
Net worth
Getting advice
Starting a family
Relationships
Going flatting
Studying
Your first job
Saving & investing Saving & investing
How to save money
How to start investing
Find a financial adviser to help you invest
Your investment profile
Compound interest
Types of investments
Term deposits
Bonds
Managed funds
Shares
Property investment
KiwiSaver KiwiSaver
How KiwiSaver works and why it's worth joining
How to pick the right KiwiSaver fund
Make the most of KiwiSaver and grow your balance
Tackling debt Tackling debt
How to use Buy Now, Pay Later
Before borrowing
How to become debt free
Credit reports
Know your rights when it comes to debt
Pros and cons of debt consolidation
Credit cards
Car loans
Personal loans
Hire purchase
Student loans
Getting a fine
Protecting wealth Protecting wealth
Ways to protect your assets
About insurance
Insurance types
Insuring ourselves
Wills
Enduring powers of attorney
Family trusts
Insuring our homes
Losing a partner
Redundancy
Separation
Serious diagnosis
How to protect yourself from fraud and being scammed
How to cope with the aftermath of fraud
Retirement Retirement
About NZ Super
This year's NZ Super rates
When you’re thinking of living in a retirement village
How to plan, save and invest for retirement
Manage your money in retirement
Find housing options in retirement
Home buying Home buying
How to refinance your mortgage
Buying a first home
Managing a mortgage
Mortgage types
Shopping for a mortgage
How much can I borrow?
All Guides
Setting goals Why money goals are important and how to set them
Money tracking How to track your money to make a budget that works
Plan your spending with a budget How to start a budget and why it's important
Net worth How to work out your net worth and what it means
Getting advice Find financial advice and support with money
Starting a family Planning for a family
Relationships Relationships and growing money together
Going flatting Going flatting
Studying Budgeting money when you're studying
Your first job Your first job
How to save money How to save money
How to start investing How to start investing
Find a financial adviser to help you invest Find a financial adviser to help you invest
Your investment profile Your investment profile
Compound interest Learn about compound interest
Types of investments Types of investments
Term deposits Term deposits
Bonds Bonds
Managed funds Managed funds
Shares Shares
Property investment Property investment
How KiwiSaver works and why it's worth joining How KiwiSaver works and why it's worth joining
How to pick the right KiwiSaver fund How to pick the right KiwiSaver fund for you
Make the most of KiwiSaver and grow your balance Make the most of KiwiSaver and grow your balance
How to use Buy Now, Pay Later How to use Buy Now, Pay Later like Afterpay, Laybuy or Zip
Before borrowing Things you should know before you borrow money
How to become debt free How to become debt free
Credit reports How credit reports and scores work
Know your rights when it comes to debt Know your rights when it comes to debt
Pros and cons of debt consolidation Pros and cons of debt consolidation
Credit cards Credit cards
Car loans Car loans
Personal loans Personal loan
Hire purchase Interest-free deals and hire purchase
Student loans Student loans
Getting a fine What to do if you get a fine
Ways to protect your assets Ways to protect your assets
About insurance How insurance works and how it can help
Insurance types Different types of insurance and what they protect
Insuring ourselves How life insurance works
Wills How to make a will
Enduring powers of attorney What an enduring power of attorney is and how to set up
Family trusts How family trusts work and why you'd set one up
Insuring our homes House insurance
Losing a partner Losing a partner and taking care of the financial issues
Redundancy What to do when you're made redundant
Separation Handling money in a divorce or separation
Serious diagnosis Managing your money after being diagnosed with a serious or terminal illness
How to protect yourself from fraud and being scammed How to protect yourself from fraud and being scammed
How to cope with the aftermath of fraud How to cope with the aftermath of fraud
About NZ Super About NZ Super
This year's NZ Super rates NZ Super rates – How much is New Zealand Superannuation?
When you’re thinking of living in a retirement village When you’re thinking of living in a retirement village
How to plan, save and invest for retirement How to plan, save and invest for retirement
Manage your money in retirement Manage your money in retirement
Find housing options in retirement Find housing options in retirement
How to refinance your mortgage How to refinance your mortgage
Buying a first home How to save a deposit and buy your first home
Managing a mortgage How to manage your mortgage, pay it off and make it work for you
Mortgage types Different types of mortgages and how they work
Shopping for a mortgage How to find a good deal on your mortgage
How much can I borrow? Find out how much of a mortgage you could get

Life events...

Separation Handling money in a divorce or separation
Redundancy What to do when you're made redundant
Losing a partner Losing a partner and taking care of the financial issues
Your first job Your first job
Studying Budgeting money when you're studying
Going flatting Going flatting
Relationships Relationships and growing money together
Starting a family Planning for a family
Serious diagnosis Managing your money after being diagnosed with a serious or terminal illness
MENU Blog
Sorted blog banner M 1280 Mar 2021

Browse our most popular topics

VIEW ALL
Investing Studying Budgeting Women KiwiSaver Managing debt COVID-19 Te Ao Māori Pasifika
Flip the FOMO! How to save without feeling you’re missing out
Money mindset
7 traits worth modelling when sorting your money life
Insurance
Spending to look the part? 5 tips to skip it
Money mindset
Overcome that overspending today
Budgeting
Which way do you tip the scales when it comes to money? It helps to know
Money mindset
Setting a money habit? Here's how to make the good ones stick
Money mindset
Your financial superpower: long-term thinking
Retirement
What was money like at home when you were growing up?
Money mindset
circle MENU
About
Who's behind Sorted? Get in touch Terms & conditions Your privacy
Learning
Sorted in Schools Sorted at Work Free Sorted at Work webinar
Resources
Booklets & seminars Glossary Guides Help
Sorted Money Week
Your money questions answered Events calendar In need of financial help?

8 August, 2022

Reading time: 5 minutes

Flip the FOMO! How to save without feeling you’re missing out

Get past those fears of missing out and do your thing with money 

Money mindset Budgeting Goals Investing Managing debt Money tips

4 August, 2022

Reading time: 5 minutes

7 traits worth modelling when sorting your money life

Take on these characteristics, and financially things will look that much better. 

Insurance Investing KiwiSaver Money tips Money mindset

2 August, 2022

Reading time: 4 minutes

Spending to look the part? 5 tips to skip it

Not only does overspending on high-status stuff keep us from goals we have, it takes away our joy.

Money mindset Money tips

29 July, 2022

Reading time: 5 minutes

Overcome that overspending today

Many of us struggle with buying things we don’t need. Understanding what's driving that can help us …

Budgeting Money tips Money mindset

28 July, 2022

Reading time: 6 minutes

Which way do you tip the scales when it comes to money? It helps to know

Our money tendencies show why we handle money the way we do. See which way you lean. 

Money mindset
NEXT
TAGS
Investing Studying Budgeting Women KiwiSaver Managing debt COVID-19 Te Ao Māori Pasifika
Recent Comments

Overcome that overspending today

2 Comments

Guided by Matariki, it’s the perfect time to prepare ahead

1 Comment

Do you use Buy Now, Pay Later or other debt for everyday items?

2 Comments

My Money Sorted: Te Kahukura

3 Comments

Real estate agent Xavier Tofilau’s voyage to success

1 Comment

Top tips when there's too much month left at the end of the money

2 Comments

I am looking for…

Get Sorted
6 steps to get your money sorted Tools and calculators Why talk about money?
More
Booklets & seminars Guides Help Glossary
About
Who's behind Sorted? Get in touch
Sorted
Sorted Smart Investor Sorted in Schools Te whai hua - kia ora! Sorted at Work
Legal
Terms & conditions Your privacy Knowing your rights Copyright statement
Feeling stuck?
Get personalised help here.

© Office of the Retirement Commissioner