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Create a personalised KiwiSaver plan – start here:
Everyone in KiwiSaver needs to make an active choice of what fund to be in, since there’s no ‘one size fits all’.
Did you know that there could be a $130k difference by retirement between a conservative and a growth fund? We’ve got the tools and resources to help you see what type of fund suits (balanced, growth, etc) and sort through funds of that type to choose one. This way you make sure your KiwiSaver is a good fit.
Find the best KiwiSaver fund for you
Whether you are looking for a new fund or just want to see how your current one compares, this tool rates them all and lets you see how much you could pay in fees over your entire KiwiSaver experience.
Top money hacks
- Find the right type of fund for you first (eg, balanced, growth), based on how soon you’d like to use your KiwiSaver money and how comfortable you are with risking it.
- Higher fees don’t always mean better service or better results – in fact, they generally limit your returns. On average, in the cheapest fund you’d pay around $3,000, whereas in the most expensive you could pay $102,000 over your KiwiSaver experience!
- Don’t switch to a fund just based on how it has performed… there’s more to it, and there’s no guarantee that positive returns will continue.
Recommended for you
Here are some key guides, tools and blogs to help you sort your KiwiSaver.
Guide
How KiwiSaver works
Even if you’ve been in KiwiSaver a while, it’s good to understand how it works. Your fund type makes a big difference.
Guide
Make the most of KiwiSaver
When it comes to KiwiSaver, the more you put in, the more you will get out of the scheme. To make the most of it, you need to make some important decisions along the way.
Guide
How to pick the right KiwiSaver fund for you
There are a number of fund types in KiwiSaver. Whether you’re starting out, aiming to contribute more, or nearing retirement, it’s important to select the right fund for you.
Tool
Find out how much you can save with KiwiSaver.
Investing regularly in KiwiSaver over your working life will reap rewards. Use our calculator to get an idea of what results you could see.
Blog
Not all KiwiSaver funds cost the same
How a fund will perform in the future is difficult to predict. How much it will end up costing you is easier to see.
Ready to own that home?
Be sure not to miss our podcast, Sussed, Sorted, Shifting. In this episode, Sorted’s money expert Tom Hartmann discusses all aspects of home ownership with Jordan, Brook, and Marc.
Listen right here, or on your favourite podcast streaming apps.
See how to select a fund
Add to dashboard
Pick your fund
Add to dashboard
Switch KiwiSaver funds
Add to dashboard
Feeling stuck?
Flick a question to the Sorted team, or reach out to MoneyTalks on 0800 345 123 for personalised help.
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