It’s a race to see how fast you can shed that debt.

Especially the
high-interest stuff.

The many places your money will take you

Money's not an end in itself – it's a means to get there. Think of a goal as a destination, and a plan as a map. Where will you head to next?

Think of the possibilities.

Setting your goals means it's time to dream. If you could do any of the following, which would you choose?

Experiences

  • Holidays, travel, OE
  • Career break, sabbatical
  • Build community
  • Enjoy retirement
  • Retire early 

People

  • Christmas
  • A home deposit
  • Donate 
  • Study, retrain, change career
  • Kids’ education
  • Kids’ housing
  • Help the whanau
  • Build community

Security

  • Build a buffer
  • A full emergency fund (three months' expenses)
  • More complete insurance coverage
  • Buy a home
  • Home improvements
  • A safer car
  • Change careers
  • Fund your retirement years

Stuff

  • Cars
  • Boats
  • House
  • Gear
  • Gadgets
  • Doodads

Wealth

  • Pay off student loans
  • Pay off all debt
  • Start a business
  • Lift KiwiSaver contributions
  • Invest beyond KiwiSaver
  • Investment property
  • Fully fund retirement

Push out further

It’s typically easier to set goals for the short term (1-3 years) – these come to mind easily. But since people tend to underestimate how much they can achieve in the long term, it helps to choose goals for the medium (4-9 years) and long terms (10 years plus) as well.

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Tick your boxes

It's so satisfying. You can track your progress using your dashboard – add a task to your checklist, or set a goal with the amount you're aiming for.

Guides

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Feeling stuck?

Flick a question to the Sorted team, or reach out to MoneyTalks on 0800 345 123 for personalised help.

 

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