Back
Budgeting
Planning & budgeting
Saving & investing
KiwiSaver
Tackling debt
Protecting wealth
Retirement
Home buying
Life events
Setting goals
Money tracking
Plan your spending with a budget
Getting advice
Studying
Get better with money
What pūtea beliefs do you have?
How to save your money
How to start investing
Find a financial adviser to help you invest
Your investment profile
Compound interest
Net worth
Types of investments
Term deposits
Bonds
Investment funds
Shares
Property investment
How KiwiSaver works and why it's worth joining
How to pick the right KiwiSaver fund
Make the most of KiwiSaver and grow your balance
How KiwiSaver can help you get into your first home
Applying for a KiwiSaver hardship withdrawal
How to use buy now pay later
What you really need to know before you use credit
How to get out of debt quickly
Credit reports
Know your rights
Pros and cons of debt consolidation
Credit cards
Car loans
Personal loans
Hire purchase
Student loans
Getting a fine
What happens if I start to struggle with moni?
How to protect yourself from fraud and being scammed
About insurance
Insurance types
Insuring ourselves
Wills
Enduring powers of attorney
Family trusts
Insuring our homes
Losing a partner
Redundancy
Serious diagnosis
How to cope with the aftermath of fraud
Separation
About NZ Super
This year's NZ Super rates
When you’re thinking of living in a retirement village
How to plan, save and invest for retirement
Manage your money in retirement
Find housing options in retirement
Planning & budgeting
Saving & investing
KiwiSaver
Tackling debt
Protecting wealth
Retirement
Home buying
Life events
Resources
Videos
Podcasts
Just wondering
Help with the cost of living
In need of financial help
Booklets
Glossary
Blogs
View all
13 October 2014
Reading time: 2 minutes
Posted
by
Tom Hartmann
, 0 Comments
It’s Money Week! If you’re looking for events near you, try moneyweek.org.nz – there are hundreds.
To get us all into it, here’s my top 10 for the week:
Set aside savings before you do anything else with your money. You may be starting out small, but beginning right away and making it automatic helps.
Having money is all about having options. Expect the unexpected, so build an emergency fund that would cover at least three months’ expenses.
As you shop around, compare your choices carefully. If you’re borrowing money, don’t forget that your true cost includes any interest and fees you’ll be paying.
Try to repay more than the minimum. Shed your high-interest debt as quickly as possible.
When you get a windfall, put it towards something that helps you get ahead – like paying off debt.
Having clear and realistic goals for the short, medium and long term will sharpen your focus.
See the steps you need to take. A money plan for what you earn and spend is a great way to reach your goals.
Flow your money towards your goals. Learn which mix of investments can help you achieve them. When you reach a goal, celebrate!
You train hard, so you want to make sure you stay on track. Get the right insurance for you and review it annually, or as soon as your situation changes.
Everyone can use a personal trainer – call 0508 BUDGET for a budget adviser or consult a financial adviser to help you reach your highest potential.
Enjoy your week!
Visit us on social
© Office of the Retirement Commissioner
Use verification code from your authenticator app. How to use authenticator apps.
Don't have an account? Sign up
Or log in with our social media platforms
A Sorted account gives you a personal dashboard where you can save your tools, track your progress and you'll also receive helpful money tips and guidance straight to your inbox.
Or sign up with our social media platforms
Comments (0)
Comments
No one has commented on this page yet.
RSS feed for comments on this page | RSS feed for all comments