Budgeting
Planning & budgeting
Saving & investing
KiwiSaver
Tackling debt
Protecting wealth
Retirement
Home buying
Life events
Setting goals
Money tracking
Plan your spending with a budget
Getting advice
Studying
Get better with money
What pūtea beliefs do you have?
How to save your money
How to start investing
Find a financial adviser to help you invest
Your investment profile
Compound interest
Net worth
Types of investments
Term deposits
Bonds
Investment funds
Shares
Property investment
How KiwiSaver works and why it's worth joining
How to pick the right KiwiSaver fund
Make the most of KiwiSaver and grow your balance
How KiwiSaver can help you get into your first home
Applying for a KiwiSaver hardship withdrawal
How to use buy now pay later
What you really need to know before you use credit
How to get out of debt quickly
Credit reports
Know your rights
Pros and cons of debt consolidation
Credit cards
Car loans
Personal loans
Hire purchase
Student loans
Getting a fine
What happens if I start to struggle with moni?
How to protect yourself from fraud and being scammed
About insurance
Insurance types
Insuring ourselves
Wills
Enduring powers of attorney
Family trusts
Insuring our homes
Losing a partner
Redundancy
Serious diagnosis
How to cope with the aftermath of fraud
Separation
About NZ Super
This year's NZ Super rates
When you’re thinking of living in a retirement village
How to plan, save and invest for retirement
Manage your money in retirement
Find housing options in retirement
Planning & budgeting
Saving & investing
KiwiSaver
Tackling debt
How to use buy now pay later
What you really need to know before you use credit
How to get out of debt quickly
Credit reports
Know your rights
Pros and cons of debt consolidation
Credit cards
Car loans
Personal loans
Hire purchase
Student loans
Getting a fine
What happens if I start to struggle with moni?
View all
Protecting wealth
Retirement
Home buying
Resources
Videos
Podcasts
Just wondering
Help with the cost of living
In need of financial help
Booklets
Glossary
Blogs
View all
13 September 2020
Reading time: 4 minutes
Posted
by
Tom Hartmann
, 0 Comments
Kua kohia e mātou ētahi kupu ahumoni e rite ana te kōrerohia, e whakaaro ai te tangata: He aha koia te tikanga o ēnei whakaaro ahumoni?!
I te wā e auheke ana te mākete-hea, ā, e whakakauriki ana te taiōhanga, ka kīia he mākete 'pea' (e anga whakararo ngā koikara). I te mākete 'pūru', e aupki ana anō te mākete-hea, ā, e tipu ana hoki te taiōhanga (e anga whakarunga ngā hāona). E tūmanako ana te nuinga o ngā kaihaumi ki tētahi mākete pūru (he pikinga o te 20% neke atu rānei), engari me mataara tonu ki te mākete pea (he hekenga o te 20% neke atu rānei.
He 'meka' haumaru o ngā 'poro' matihiko e tiria ana puta noa i tētahi whatunga rorohiko whānui. Ka puritia e ngā taiwhanga whitirangi he pūkete pono o ngā moni whitirangi me ngā NFT.
He moni mariko e taea ana te whakawhiti pērā i te moni tūturu. Engari he nui te rerekē o te uara o te moni whitirangi!
He uka matihiko ahurei e kore e taea te tārua. Ka rite te NFT ki ngā mea tūturu pēnei i te taputapu, te toi hoki. Ina hoko koe i te NFT, nāu te mahinga toi rā.
Te piki tonu o te utu mō tētahi mea ka heke tonu te uara!
He tau ka whiwhi koe i runga i te pai o tō utu i ō nama i mua, tō utu moni taurewa rānei. Ka teitei ake tō tau, ka pai ake ngā whakaritenga moni taurewa ka whiwhi koe.
Te utu o te whakamahi i ngā moni a ētahi atu. Me noho tonu ki tōna taha pai.
Te moni katoa ka ea i a koe (utu peke) me te moni ka toe ki a koe (utu more).
Kua kore e taea e tō rangatira te utu i a koe nā te COVID-19, kua tukua he moni whakakapi e te kāwanatanga.
Ehara ko te utu ngāwari te whāinga. Ko te waiho moni ki rahaki kē mō ō whāinga ki tua.
Ka ea ana i te huamoni he huamoni, e tere piki ai ō moni penapena.
E taea ana te $521 i ia tau mai i te kāwanatanga, ki te hoatu moni koe ki tō KiwiSaver.
Ka heke ana ngā tapeke o tō Kiwisaver, ka hiahia whakawhiti koe ki tahua kē – engari kia tūpato te makere mai i te waka rōnaki i a ia e tiemi ana.
Ko ngā moni ka hoki mai ki tō pūkoro i ō moni haumi.
Ko ngā utu huna ka whakapiki i te utu tūturu o tētahi mea.
Te tango moni i tō pūtea KiwiSaver e ora pae poto ai koe. Me tino raru rawa e pēnei ai koe, ka pākia hoki ko tō oranga pae tawhiti.
Ko ō rawa i muri i te tangohia o ō nama. Mā konei koe e mōhio ai mēnā kei te ahu whakamua koe ā-moni nei.
Te whakatā i ō utu pūtea taurewa mō tēnei wā, engari ka nui atu tō utu huamoni. Nō reira ka pai ake mēnā ka tino poto te hararei.
Te kore e utu i tō mōkete mō tētahi wā kua tohua, engari ka piki tonu te huamoni hei utu māu.
My Money Sorted: Ema
3 Comments
Five ways to shop smarter this Black Friday
1 Comment
My Money Sorted: Charlie
1 Comment
What’s with insurance in 2024? Five things to do when your premiums surge
1 Comment
My Money Sorted: Gordon
1 Comment
Guided by Matariki, it’s the perfect time to think ahead
1 Comment
Use verification code from your authenticator app. How to use authenticator apps.
Code is invalid. Please try again
Don't have an account? Sign up
Or log in with our social media platforms
A Sorted account gives you a personal dashboard where you can save your tools, track your progress and you'll also receive helpful money tips and guidance straight to your inbox.
Or sign up with our social media platforms
Comments (0)
Comments
No one has commented on this page yet.
RSS feed for comments on this page | RSS feed for all comments