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As the Realist…
You know that money makes the world go round, you've always got an eye out for your own finances. You prefer to play it safe when it comes to your money, even though you know more could be done with it.
Consciously cautious
You take a calculated approach to your money, often spending more time thinking about it than doing something.
A loyal follower
As far as relationships go, you and your money are pretty tight-knit, even through the ups and downs.
All-seeing eye
You know your bank account like the back of your hand. You don't mind playing detective on every transaction.
Your traits in action…
A financial enigma in your own right, you see money as a priority, but don’t enjoy the decisions that come with it. It’s important to your future, which compels you to act on the side of caution, although you sometimes have a materialistic streak that occasionally leads to frivolous purchases. You share characteristics with all the money personalities, a little bit of everything. You have the potential to achieve great success in your financial endeavours – however, you must learn to take calculated risks and trust in your ability to handle money matters.
Steps to help a Realist grow
1
TAHI
Get prepared
Build your resilience with a starter emergency fund, or a more robust safety net that will get you through it all.
2
RUA
Fund your future
You know how important the future is, so it’s time to flow money towards yours.
3
TORU
Good advice is gold
Get support from a financial mentor or adviser to make money choices confidently.
Our recommendations for Realists
Tool
Goal planner
Where do you see yourself? Many goals in life need money and a plan – this goal-setting tool helps you take the first steps to make them happen.
Guide
Find a financial adviser to help you invest
Not just anyone can call themselves a financial adviser. They have to meet a certain standard of competence and put your interests first.
Guide
How to start investing
Investing is all about buying things that put money back into our pockets. Sound intimidating? It’s really not. Those of us who have a bank term deposit or are in KiwiSaver – we’re already investors!
Guide
How does KiwiSaver work? Here’s why it’s worth joining
Most of us can benefit from joining KiwiSaver. Here are its main features.
Guide
Types of investments
Investing is the best way to grow wealth and get our money working for us – but how? There are many kinds of investments out there, each with its own level of risk and return.
Blog
Your financial superpower: long-term thinking
Thinking long term is like a muscle – it can be strengthened by practice. Here's how.
Blog
“Pay yourself first” – WTF does that even mean?
Sounds great – but isn’t that what happens every time I get paid?
Sorted Step
Set your goals, then reach them!
Where do you want to be? What are your priorities? Setting targets helps you aim your money to reach your goals in life.
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