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Your future is in your hands (and bank account). You’re in the know with your money and know how to use it. You’re calculated with your spending, knowing when to hold back, or when to make a move, and are always planning ahead.
Always looking beyond the horizon, your financial decisions are for the long term.
Knows when to invest, and when to play it safe. You spend your money logically however aren’t afraid to risk it when the timing’s right.
At one with your money. You pride yourself on taking care of your finances and revel in the decision-making that goes with it.
You have your sights set on success. Nothing will get in your way from achieving your financial goals. Your impulse control is enviable as you are not easily swayed by the temptations of the present moment. Although you are a great saver you are also aware that money can work for you, so you aren’t afraid to invest, even if that results in some loss. For you, money is a priority and a symbol of success, whilst you aren’t materialistic, you are aware it can be used to help further your money aspirations. Remember to enjoy the journey, and let your financial success be a reflection of your personal growth.
Build your resilience with a starter emergency fund, or a more robust safety net that will get you through it all.
Whether it’s investment or insurance, it pays to unpack the details of financial products to make informed decisions.
You may be used to doing it all on your own, but bouncing innovative ideas off an expert can’t hurt either.
Guide
Investing is all about buying things that put money back into our pockets. Sound intimidating? It’s really not. Those of us who have a bank term deposit or are in KiwiSaver – we’re already investors!
Tool
Tool
Find an investing strategy that suits you best As you put your money to work, how much risk is right for you? It depends on your personality, situation and the timeframe you’re investing for. Build your investor profile here.
Guide
Investing is the best way to grow wealth and get our money working for us – but how? There are many kinds of investments out there, each with its own level of risk and return.
Guide
Not just anyone can call themselves a financial adviser. They have to meet a certain standard of competence and put your interests first.
Guide
Sometimes things go pear-shaped. If an earthquake strikes, our house burns down, our car is in a crash or we fall ill, we might be faced with large costs that we can’t afford.
Guide
Become a real-life superhero by arming yourself with the information you need to fight fraud and keep yourself, your family and your money safe.
Blog
Looking beyond financial returns to understand how our money can make change.
Blog
Do you get what you pay for? The finance world doesn’t always work like that.
Blog
What advice makes the most difference? We spoke to a handful of financial advisers in the planning, insurance and mortgage space.
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