Money personality quiz

It sounds like you best fit

The Enterpriser

Crystal clear about your financial future

You’re in the know with your money and know how to use it. You’re calculated with your spending, always planning for the long term.

As the Enterpriser…

Your future is in your hands (and bank account). You’re in the know with your money and know how to use it. You’re calculated with your spending, knowing when to hold back, or when to make a move, and are always planning ahead.

Future focused

Always looking beyond the horizon, your financial decisions are for the long term.

Wealth of wisdom

Knows when to invest, and when to play it safe. You spend your money logically however aren’t afraid to risk it when the timing’s right.

Cash confident

At one with your money. You pride yourself on taking care of your finances and revel in the decision-making that goes with it.

Your traits in action…

You have your sights set on success. Nothing will get in your way from achieving your financial goals. Your impulse control is enviable as you are not easily swayed by the temptations of the present moment. Although you are a great saver you are also aware that money can work for you, so you aren’t afraid to invest, even if that results in some loss. For you, money is a priority and a symbol of success, whilst you aren’t materialistic, you are aware it can be used to help further your money aspirations. Remember to enjoy the journey, and let your financial success be a reflection of your personal growth.

Steps to help an Enterpriser grow

TAHI

Get prepared

Build your resilience with a starter emergency fund, or a more robust safety net that will get you through it all.

RUA

Choice products

Whether it’s investment or insurance, it pays to unpack the details of financial products to make informed decisions.

TORU

Sound advice

You may be used to doing it all on your own, but bouncing innovative ideas off an expert can’t hurt either.

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Our recommendations for Enterprisers

Getting advice Investing Protecting Wealth

Guide

How to start investing

Investing is all about buying things that put money back into our pockets. Sound intimidating? It’s really not. Those of us who have a bank term deposit or are in KiwiSaver – we’re already investors!

A woman is sitting at a cafe table typing on her laptop with a coffee and pastry to the side.

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KiwiSaver fund finder

Whether you are looking for a new fund or just want to see how your current one compares, this tool rates them all and lets you see how much you could pay in fees over your entire KiwiSaver experience.

Tool

Investor profiler

Find an investing strategy that suits you best. As you put your money to work, how much risk is right for you? It depends on your personality, situation and the timeframe you’re investing for. Build your investor profile here.

Guide

Types of investments

Investing is the best way to grow wealth and get our money working for us – but how? There are many kinds of investments out there, each with its own level of risk and return.

Guide

Find a financial adviser to help you invest

Not just anyone can call themselves a financial adviser. They have to meet a certain standard of competence and put your interests first.

Guide

How insurance works and how it can help

Sometimes things go pear-shaped. If an earthquake strikes, our house burns down, our car is in a crash or we fall ill, we might be faced with large costs that we can’t afford.