Although it can sometimes feel difficult to achieve our aspirations, it’s important that we don’t let the natural ups and downs in life throw us. Hold tight.
Our ancestors arrived in Aotearoa after a long tough journey. But they held tight.
On arrival, they were able to climb up maunga, look down upon the whenua and imagine their whānau thriving, living in harmony with te taiao, collectively drawing on each other’s talents to look after everyone. This was the treasure they journeyed for, and now we’re carrying on their legacy.
Getting sorted with pūtea is one of the tools we now have in our hands. The more we learn how to make moni work for us, the more we can do to help our people thrive. Getting smart with pūtea means we know how to do things like growing it, by setting some aside for the future and make wise decisions like buying a whare for us and our whānau – which can increase in value over time.
It means learning about innovation in harmony with the taiao, providing delicious and nutritious kai, getting great education, all so together we can manaaki each other and continue to stand on top of maunga throughout Aotearoa.
“I’ve realised the importance of making a plan to have the things I want, but that in order to earn money, I have to work for it. In the thinking of making a plan, I learned how to save for a greater purpose. I also learned how to balance out how I save.”
Learning to get sorted with pūtea can sometimes feel like a drag, with words like ‘budgeting’ and ‘saving’ seeming like they’re taking away your freedom or some of the fun. Yet what we generally find is that as we start to get sorted money-wise, we often feel less māharahara , which in turn frees us to dream big and think about our aspirations for our whānau, hapū and iwi.
If you’d like to get smarter with pūtea and learn how to make it grow, we’ve got some great guides that can teach you more about all the ins and outs, from how to save, to how to make wise investment decisions like starting KiwiSaver or saving for a whare.
You can see some great stories from other rangatahi about their journey with monitoo.
Want to keep learning about moni and your pūtea? Take a look at these resources that can help with some of the topics Te Kahukura Boynton and Honey Ellis talk about below.
Across social media, there’s new kaupapa inspiring rangatahi to take control of their financial future. The Māori Money Movement series created in partnership with Re: jumps into the kōrero with rangatahi Māori about the financial pressure they’re facing and to have autonomy over their money.
Two years ago, Te Kahukura Boynton had no savings and no income. Now at just 19 years old, she’s in her third year of law school and following her dream to become a Māori millionaire.
A budget is simply your money plan. Our tool can help you plan for managing your spending and steering your money where you need it to go.
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Saving up for something? This calculator shows you how savings can grow over time and the effect of compounding interest.
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The longer we take to pay off debt, the more it costs us, so if there’s room in the budget to tackle your loans, this tool can help.
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The founder of Māori Millionaire is on a mission to empower Māori to become financially independent.
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Two Māori investors, aka the Hidden Figure$, share their personal finance ngā whāinga/goals.
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Manawa and Aniwa have recently bought their third property. We talked to them about their investing journey.
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Don’t know where to start? Our 6 Steps programme can help you to take control of your money.
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