My Money Sorted: Pōtia-Ria

My Money Sorted is our series exploring people's experiences and views about money on their journey to living sorted. We had a kōrero with Pōtia-Ria Robinson, a 23-year-old business student who lives with her partner and his whānau in Kirikiriroa.

What is the best money advice you’ve been given?

I was once told by someone to spend my moni because I might die tomorrow. This was then followed by a rant from the same person on why I have to save as well! Aue!

What I took from this advice is that sometimes not all advice is good. Always cover your commitments and have savings for safety.

Are you a spender or a saver?

A spender heart with a saver mind.

What’s a memorable money moment?

Getting into debt for the first time was heartbreaking. It was during one of the lowest points in my life and I am still recovering. I have learnt that finance is something that can make you well or sick.

What makes you feel Sorted when it comes to your money?

Mahi. I like the saying Mauri mahi, mauri ora (get the mahi before the treats). It’s the mahi to be financially conscious to cater to all your commitments - especially those involving and creating more coin! Once that's done, I would feel more sorted to balance the mahi out with treats.

What money beliefs have you inherited from your whānau?

To be honest, I've had a mix of spender and saver mentalities as my examples and I've learnt that it's better to be balanced not only with pūtea but, whatever we face as a whānau.

What would your bank account say to you right now?

*tumbleweed* Kidding! I have switched banks and my bank account is very new so hopefully it is telling me this is your second chance at getting financially healthy.

What’s your proudest money moment?

I saved up enough to escape an abusive environment - by saving my money, it also saved my life.

When you think about your retirement, what do you see?

The goal for the time I have here on Te Ao is to be the best tīpuna I can. I'm hoping during my retirement I can spend all my pūtea on my grandkids.