8 ways to hack Christmas when you’re stretching the budget

When it comes to Christmas for your whānau, you want every dollar spent to count. At this time of year, is there any better way to say it than ‘cheap and cheerful’? That’s just what we’re after.

In that spirit, here are eight ways to hack Christmas when you're budgeting this season.

1. Squeeze the most out of that spend

With prices continually rising, we can all agree that more spending more does not necessarily mean more Christmas. We’ve got to make sure we squeeze the most ‘Christmas’ out of our money – as much uplifting fun as you can, however you celebrate. Especially this year, may your money choices buy more cheer!

2. Make a list, check it twice

Sticking to a list really ticks all the boxes for keeping spending on track. It keeps us focused on the task at hand – the exact opposite of a shopping experience that’s designed to keep us buying on impulse both in store and online. Check yours twice… at least.

3. Stick to gifts kids actually need

Kids need books. Kids need togs. Kids need shoes. Persuade whānau that these kinds of presents will keep on giving rather than a whole bunch of plastic toys that will only end up as landfill in the end. Have you heard of the ‘want, need, wear, read’ strategy for gift giving? Giving one of each makes sure they get something they need (and gets them reading more).

4. Comparison shop ’til you drop

Get the best deals possible by researching prices online. Beyond the convenience, websites are the perfect place to quickly compare. The mark of someone who’s good with money is that they compare options and get the best deal available. It doesn’t take long, but it’s worth it.

5. Use DIY gifts to make ends meet

Baking, crafting, card making... there’s something undeniably special about a ‘do it yourself’ present. They nurture our creative sides, and there’s often more of an authentic Christmas experience in giving homemade cookies than many a store-bought present.

6. Give homemade vouchers

These can be for babysitting, gardening, oiling the deck, cleaning the car or anything else. My favourite was when my sister-in-law gave her hubby a set of chic wine glasses complete with a voucher for lifetime washing. (Apparently he’s a bit accident prone while washing stemware.)

7. Make more memories

A family tradition of an early stroll on the beach on Christmas morning can bring more happy memories than many gifts might. Which will we remember most in the years to come?

8. Stick to your plan (not someone else’s)

Each Christmas, there are two things working against us: the feeling of limited time (it’s running out!) and scarcity (there are only so many gifts available!). Don’t be swayed by the feeding frenzy out there and end up feeling that your money didn’t go where you wanted it to.

We hope these hacks help you this holiday season. If you had success with these or have any hacks for others to try, leave a comment below!