Back
Insurance
Planning & budgeting
Saving & investing
KiwiSaver
Tackling debt
Protecting wealth
Retirement
Home buying
Life events
Setting goals
Money tracking
Plan your spending with a budget
Getting advice
Studying
Get better with money
What pūtea beliefs do you have?
How to save your money
How to start investing
Find a financial adviser to help you invest
Your investment profile
Compound interest
Net worth
Types of investments
Term deposits
Bonds
Investment funds
Shares
Property investment
How KiwiSaver works and why it's worth joining
How to pick the right KiwiSaver fund
Make the most of KiwiSaver and grow your balance
How KiwiSaver can help you get into your first home
Applying for a KiwiSaver hardship withdrawal
How to use buy now pay later
What you really need to know before you use credit
How to get out of debt quickly
Credit reports
Know your rights
Pros and cons of debt consolidation
Credit cards
Car loans
Personal loans
Hire purchase
Student loans
Getting a fine
What happens if I start to struggle with moni?
How to protect yourself from fraud and being scammed
About insurance
Insurance types
Insuring ourselves
Wills
Enduring powers of attorney
Family trusts
Insuring our homes
Losing a partner
Redundancy
Serious diagnosis
How to cope with the aftermath of fraud
Separation
About NZ Super
This year's NZ Super rates
When you’re thinking of living in a retirement village
How to plan, save and invest for retirement
Manage your money in retirement
Find housing options in retirement
Planning & budgeting
Saving & investing
KiwiSaver
Tackling debt
Protecting wealth
Retirement
Home buying
Life events
Resources
Videos
Podcasts
Just wondering
Help with the cost of living
In need of financial help
Booklets
Glossary
Blogs
View all
Taking small steps now can lead to big rewards down the road. Have a look at the guides, tools and videos on this page to make your plan and kickstart your journey to financial freedom.
Are you saving a bit at a time, or for a goal? This tool lets you see how quickly your savings can add up, especially with the power of compound interest.
Here are some key guides, tools and blogs to help you sort your saving.
Guide
Reading time: 10 minutesSaving powers you towards your goals. The key to a good saving habit is being able to save regularly from every pay.
Guide
Reading time: 20 minutesWant to get set up for the future? Investing is a great place to start. It's a long-term game, so you’ll want to get strategic before you commit your cash.
Guide
Reading time: 4 minutesDid you know Einstein called compound interest the ‘eighth wonder of the world’? It’s when we earn interest on both the money we’ve saved and the interest it earns.
Video
Watching time: 4 minutesHere's how to compound your money and grow it over the long term. Watch this video to find out how compounding can supercharge your savings over time.
Guide
Reading time: 10 minutesFinancial advisers can help you with investing, KiwiSaver and planning. It pays to shop around for the right one, and remember they must be licensed and treat you ethically.
Guide
Reading time: 6 minutesThere are many kinds of investments out there, each with its own level of risk and return. Which investments suit your goals?
Guide
Reading time: 3 minutesTerm deposits are a great place for short-term savings or goals. There’s little chance of losing money, but there’s not much chance of growth, either.
Guide
Reading time: 3 minutesBonds can typically be a good option for steady income. You’re lending money to a government, council or company, so they’re generally less risky than shares.
Tool
Time to complete: 5 minutesDid you know we all have a money personality? Uncover yours with our quiz so you can understand more about your money habits and behaviours. This’ll help you make your money decisions.
Guide
Reading time: 14 minutesFunds make investing simple, because we don’t need to research individual companies. The money is spread across different investments, so all our eggs aren’t in one basket.
Guide
Reading time: 10 minutesBuying a share means purchasing a slice of a company and ‘sharing’ in any profit they make. Shares are some of the riskiest investments, but also one of the best ways to grow money over the long term.
Guide
Reading time: 4 minutesProperty is a popular form of investment in New Zealand, but it usually involves a fair bit of work. If you're after a lower maintenance option, you can invest in funds that hold commercial property.
Tool
Time to complete: 8 minutesTo be successful with investing, it helps to know what type of investor you are, the right mix of investments for you, and what results you can expect.
Blog
Reading time: 6 minutesIf you’re already thinking about your financial future, go you! You’re already on your way to developing a key money strength.
Blog
Reading time: 3 minutesVictoria Harris shares how keeping focused on her long-term money goals helps her stay on track.
Sorted joins Kiwi dads Jordan River, Brooke Ruscoe and Marc Peard of New Zealand’s ever-popular podcast, The Morning Shift, for Sussed. Sorted. Shifting. Tune in to be empowered to take action and shift your position.
Visit us on Social
© Office of the Retirement Commissioner
Use verification code from your authenticator app. How to use authenticator apps.
Don't have an account? Sign up
Or log in with our social media platforms
A Sorted account gives you a personal dashboard where you can save your tools, track your progress and you'll also receive helpful money tips and guidance straight to your inbox.
Or sign up with our social media platforms
