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Prices are going up all around us. Whether it’s your weekly shop, filling up your car, your mortgage payments or your Netflix bill, virtually everything costs more than it used to.
We know it’s tough out there right now and how important it is to stretch your money as far as possible, so we’ve got you sorted with top tools, guides, blogs and info on where you can go to get extra support. You’ll find all kinds of tips on how to make your money go further, create a budget, manage debt, prepare for increased mortgage rates, and more.
Cost of living guides & blogs
Guide
Plan your spending with a budget
One of the best things to do to reduce your cost of living is to make a budget. Work out a plan to stay ahead and in control of your money.
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Guide
How to save money
It might seem harder than ever to save right now, but having a savings plan in place can help you be better prepared for the unexpected.
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Blog
7 tips to make your money go further
Rising inflation is hitting us all where it hurts. We've got some tips for how to squeeze more out of every dollar.
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Guide
How to spend safer using Buy Now, Pay Later
With money so tight, it can be tempting to use buy now, pay later options. There are a few things to know to make sure you stay on top of your spending.
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Blog
How to deal with rising mortgage rates
If you own a home, you're probably feeling a bit squeamish with all the news of rising interest rates. Here's some tips to get through.
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Blog
How side hustles can help you earn extra money
Get creative and add another revenue stream to your budget. A side-hustle is a great way to get more money coming in.
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Guide
Things to know before you borrow money
Borrowing money can seem like a quick fix, but carrying debt can end up being a serious drag on your finances, particularly when the cost of living is so high.
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Guide
Know your rights
If you're ever concerned by the spiralling cost of your debt, or if you've bought a faulty product, there are places to go for help.
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Guide
Applying for a KiwiSaver hardship withdrawal
In financially stressful times like these, our minds quickly run to those piles of money in KiwiSaver. It's natural to think about tapping into your KiwiSaver.
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Blog
Power bill hacks that put money back into your pocket
With costs increasing, here's how you can spend less on your winter power bills.
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Cost of living tools & calculators
Budget
planner
A budget is simply your money plan. Our tool can help you plan for managing your spending, and steering your money where you need it go most.
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Debt
calculator
The longer we take to pay off debt, the more it costs us. So, if there's room in the budget to tackle your loans, this tool can help.
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Mortgage
calculator
Looking to buy your first home or about to get hit with an interest rate rise? Our calculator can help you work out what the repayments will be, and how many years it will take to pay off your loan.
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Additional support
Unsure about what's available to support
you with cost of living?
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It’s okay to ask for help. There are plenty of options for accessing free advice and support. The trick is not leaving it too late.
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