Are you using Buy Now, Pay Later like Afterpay, Laybuy or Zip? There are a few things to know to make sure you stay on top of your spending.
Buy Now, Pay Later (BNPL) can be a helpful way to spread out the cost of something over time with no charges added on. You pay a part up front, get the goods straight away, and then pay off the rest later. But they’re a type of debt and you can quickly get in trouble if you take on too many at once and start missing payments.