Login abstract image background
Banner image

What pūtea beliefs do you have?


Reading time: 3 minutes

We all have some kind of relationship with pūtea .

What’s your relationship with money like? It’s great when this relationship is pai, but when our relationship is a bit rocky, it can leave us feeling pretty hōhā… or worse still mānawanawa or whakamā.

It’s important to take a little bit of time to think about our relationship with money. How did we come to think and feel this way?

Many of these beliefs won’t be because someone has sat us down and had a kōrero about it, but just because of what we observed growing up.

Abstract guide banner image

What pūtea beliefs do you have?

We all have some kind of relationship with pūtea .

What’s your relationship with money like? It’s great when this relationship is pai, but when our relationship is a bit rocky, it can leave us feeling pretty hōhā… or worse still mānawanawa or whakamā.

It’s important to take a little bit of time to think about our relationship with money. How did we come to think and feel this way?

Many of these beliefs won’t be because someone has sat us down and had a kōrero about it, but just because of what we observed growing up.

How whānau influence our pūtea beliefs

As we start to learn more about pūtea and how to make it work for us, it can be important to whaiwhakaaro about some of things we learnt from our whānau and their relationship with moni. It probably influences the way we think, feel and act with pūtea now.

Think about when you were growing up. Was there much kōrero in your whānau about pūtea? Was your whānau one that liked to save pūtea or spend it?

When a bill came into the whare, what was the mood like? Was there enough moni put aside to pay it, or did it always feel like there wasn’t quite enough to go around?

Find a pūtea hero in your whānau

Sometimes if we don’t have enough moni for everyday living, our relationship with pūtea can be pretty tricky. It can make us feel weighed down and stressed.

If that’s how you feel, it’s probably a good idea to find someone in your whānau who you think is pretty onto with moni and have a kōrero with them, ideally kanohi ki te kanohi.

Ask them some pātai about their relationship with moni and how they can help you feel better about your relationship with it too. If you don’t have anybody in your immediate whānau to talk to, then think about tāngata you know who you trust and have a kōrero with them.

“The way that mum uses her money, she saves, she sets goals, she waits until she has enough and then she makes good decisions about how to use her money. Also, work ethic, mum has a really good work ethic, and works hard for what she wants.”

- Mareikura, 22

6 steps to get sorted

Don’t know where to start? Our 6 steps will help you to take control of your money.

Head to the 6 steps
arrow-sort