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When a relationship ends – especially later in life – it can entirely upend your money life. Separating couples often…
Read moreHome buying
Getting into a first home takes careful planning and, for most of us, serious budgeting! These tips for first home…
Read moreKiwiSaver & retirement
Most of us can benefit from joining KiwiSaver. Here are its main features.
Read moreInvesting
Investing is all about buying things that put money back into our pockets. Sound intimidating? It’s really not. Those of…
Read moreHome buying
Refinancing (also called remortgaging) is a normal part of home ownership. It’s when you replace your mortgage with another in…
Read more
Here’s the first step to sorting our finances: working out where we want to be moneywise and what our priorities…
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Budgets help us plan where our money should be going, but it’s also important to track where our money actually…
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A budget (or money plan) is really just a simple plan for your spending.
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Managing money can be challenging – not all of us have the skills to sort out the more complicated stuff.…
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Getting ahead
Being onto it with money helps you establish control over where you want to head in life, providing you with…
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Life event
Studying can be an investment in our future. Interest-free student loans seem like easy money, but borrowing too much could…
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Simply put, net worth is the difference between the value of what we own and the total amount that we…
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One of the best habits we can get into is “paying ourselves first” and making it automatic. The more we…
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Investing is all about buying things that put money back into our pockets. Sound intimidating? It’s really not. Those of…
Read more
Not just anyone can call themselves a financial adviser. They have to meet a certain standard of competence and put…
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Investing
When we buy a share, we're buying a small part of a company and a share in any profit the…
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Investing
When we buy a bond, we’re lending money to a government, council or company.
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Most of us can benefit from joining KiwiSaver. Here are its main features.
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Even if you’ve been in KiwiSaver for a while, your fund may not be a good fit.
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To make the most of KiwiSaver, you need to make some important decisions along the way.
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Getting on the housing ladder can feel out of reach, but KiwiSaver can bring it that much closer.
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Buy now pay later can be a helpful way to spread out the cost of something over time with no…
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Debt comes in many forms – credit cards, hire purchase, car loans, personal loans, mortgages, student loans. There's no shortage…
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The longer we take to pay off debt, the more it costs us. So if there’s room in the budget,…
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We’re getting identified more and more by our credit reports these days. When businesses decide whether to lend us money,…
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Debt
People use personal loans to pay for all kinds of things – weddings, renovations, holidays or consolidating their debts. They’re…
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Debt
Understanding your rights as a consumer and as an investor can make a big difference should things go pear-shaped.
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Sometimes things go pear-shaped. If an earthquake strikes, our house burns down, our car is in a crash or we…
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Life is full of risks of things that could happen – the house burning down, the car being stolen, illness…
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When we’re fit and healthy, it’s hard to imagine life changing. But what would happen if we couldn’t earn an…
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Why do we need a will? People mainly use them to write down family members they want to provide for…
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Fraud & scams
It can happen to anyone. Falling victim to a scam is far more common than we might think. Here we…
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Insurance
Since a home will probably be the biggest asset we own, we’ll need to protect it in case something unexpected…
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New Zealand Superannuation (NZ Super) is the government pension paid to Kiwis over the age of 65. Any eligible New…
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The current rates of New Zealand Superannuation (NZ Super) below give a broad idea of how much the state pension…
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Moving into a retirement village can be a great option to live out your later years. But with so many…
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Ask anyone who's retired, and they will say to start saving for retirement as soon as you can!
Even if it…
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Retirement
As you get older and your needs change, where you decide to live can shift as well. Knowing your options…
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Retirement
Life after you stop working can mean living without a steady income, so you’ll have some choices to make. This…
Read more
Refinancing (also called remortgaging) is a normal part of home ownership. It’s when you replace your mortgage with another in…
Read more
Getting into a first home takes careful planning and, for most of us, serious budgeting! These tips for first home…
Read more
It can feel good being a home sweet homeowner! But – and there is “the but” – we still need…
Read more
There are many types of mortgages, each with its own interest rate, fees and flexibility. Each of these things affect…
Read more
Home loans
A house is often the biggest purchase of our lives, and a mortgage (also called a home loan) is typically…
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Buying a home
Getting on the housing ladder can feel out of reach, but KiwiSaver can bring it that much closer.
Read more
Sharing a flat is a big step towards being independent, but it also means we have to get used to…
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One of the best things about starting work is the freedom that comes with earning our own money! It’s a…
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Being in a relationship brings new opportunities to build wealth that we wouldn’t have on our own. Moving in together…
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Finding out we’ve got a little bundle of joy on the way is an exciting milestone! A new arrival is…
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Life event
Being diagnosed with a serious or terminal illness can be overwhelming. Those niggly, everyday practical things can suddenly feel huge.…
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Life event
Losing a partner is no time to have to deal with money issues. Yet there is quite a lot to…
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