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It's just a spending plan in which we tell our money what to do and where to go.
For lots of us, budgeting can mean the difference between feeling (and staying) in control versus wondering where it all went!
Budgeting can help us reach our financial goals, from paying off debt to saving.
We can save money by “paying ourselves first”! It's easier than trying to save whatever’s left over after paying all the bills. It's a good idea to put aside money for emergencies - just keep that rainy day fund in a separate account.
Not sure how to make a budget? Just add up how much money is coming in, and how much is going out, then work out the difference. You can use the Sorted budgeting tool to do this!
It’s also important to to track our money - seeing where it actually goes and how our spending compares to the budget.