2 October 18
Warning – blunt stereotypes follow: You may have noticed a key difference between women and men – gals have a much more cost-effective way of communicating than guys do.
Women need far smaller quantities of alcohol to open up and share something significant (a single glass of bubbly will do it). The fellas – if we get there at all – can need vast quantities of beer before they’ll talk about anything remotely close to what’s really going on with them inside!
Of course, these are generalisations that are proven wrong daily. Some guys talk a lot; some of us like our own voice a bit too much.
Yet I continually marvel at how some conversations can stretch for three or four hours at a time… Some people just enjoy talking in tens of thousands of words.
There’s so much to say. It’s a chance to catch up on all the goss, shoot off about sport, weigh in on the weather. The pets, the kids, the tech, the trips, the media. And don’t get me started on politics, reaching a whole new level of crazy around the world.
What do you find yourself talking about the most?
Somewhere amid all this conversation, you’d think there would be room to talk about our long-term wellbeing and lifestyles. But somehow we’re missing how investing – particularly in KiwiSaver – is about just that.
As it happens to be World Investor Week, perhaps it’s time to drive the conversation a bit. What should we talk about?
First up is to realise that we’re not just saving, but investing – which was once the reserve of the “pale, male and stale”. But now, KiwiSaver (a bit of a misnomer, actually) enables almost anyone to become an investor.
Our KiwiSaver money is being put to use, buying assets such as shares or bonds that spin off returns. Those returns are added to our fund and will earn more returns themselves, and so our money grows for the future.
Here are conversations worth having:
Somewhere amid all the daily catch-ups, we need to make space to discuss our long-term plans and wellbeing, too. KiwiSaver, and investing beyond KiwiSaver, can be topical.
It’s time to bring it up, wouldn’t you say?