13 January 17
A new year's a great time for a fresh start! Start the year off right with these tips to get your financial house in top shape.
What are your financial goals for the year? Talk to your partner/whānau and make sure you’re on the same page.
Use the Sorted goal planner and give yours a name and a dollar value. Try breaking these down into smaller, achievable steps to help you reach them.
Budgets change as our lives do; does yours still work for your current situation?
Don’t have a budget yet? Then the Sorted budgeting tool is for you – you work hard for the money, now tell it where to go.
Review recurring costs like internet, power and insurance, and check you're getting the best deal.
Find out more about the two main methods to tackle debt – the snowball and the avalanche.
Having some money tucked away for emergencies could save your bacon in a pinch.
Three months’ worth of expenses is ideal, but every little bit you can sock away counts.
Most of us need insurance for the bigger things - our homes, cars, even our lives.
Check that your policies are still suited to your situation and you're covered for the right risks.
Make sure you're getting the most out of it! Use the Sorted fund finder to compare funds and check you're in the right type for your needs.
Without one, your wishes can't be followed! (And no, partners don't automatically get everything.) Be sure to revisit your will after any big life events like buying property; marriage or separation; or starting a family.